(2) Het herziene juridisch kader van de Unie inzake betalingsdiensten wordt aangevuld met Verordening (EU) 2015/751 van het Europees Parlement en de Raad (1).Die verordening voert met name voorschriften in betref ­

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Communications PSD2 is a European regulation for electronic payment services. It seeks to make payments more secure in Europe, boost innovation and help banking services adapt to new technologies. PSD2 is evidence of the increasing importance Application Program Interfaces (APIs) are acquiring in different financial sectors.

Directive (EU) 2015/2366 of the European Parliament and of the Council of 25 November 2015 on payment services in the internal market, amending Directives 2002/65/EC, 2009/110/EC and 2013/36/EU and Regulation (EU) No 1093/2010, and repealing Directive 2007/64/EC (Text with EEA relevance) In particolare l'obiettivo della PSD2, che ha abrogato la precedente Direttiva dei Sistemi di Pagamento (PSD, Direttiva EU 2007/64/EC), è quello di una maggiore integrazione in Europa dei sistemi di pagamento, in modo da abilitare nuovi servizi e aumentare la sicurezza e la protezione degli utenti. The European Union’s Second Payment Services Directive (PSD2) is driving change and innovation in the payments industry. The directive contains two key elements of particular importance for e-commerce merchants – Strong Customer Authentication (SCA) and the emergence of two types of new regulated payment providers designed to promote increased competition and innovation in banking and finance. Den 8 oktober 2015 Europaparlamentet Europa Komissionens förslag för att uppdatera betaltjänstdirektivet för en säkrare e-handel (PSD2, direktiv (EU) 2015/2366).

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The Directive's purpose is to increase competition and participation in the payments industry, strengthen consumer protection and clarify the rights and obligations for payment providers. PSD2 will bring in increased security for online card payments through Strong Customer Authentication (SCA). As we get closer to PSD2 going live, here’s a guide that will walk you through the why, the what, and the how of PSD2, and what this means to your SaaS business. European Banks' reaction to PSD2. The revised Payment Services Directive (PSD2) goes into effect in Europe in January of 2018, but few banks are ready. By law they will need to make customer data available in a secure manner, and eventually to give third parties access to their customers accounts.

The PSD2 European regulations will be coming live in January 2018, to take advantage of its head start in the rest of Europe and beyond.

PSD2 (Revised Payment Services Directive) is the directive that disrupts traditional banking, paving the way for new and innovative payments systems, setting new requirements and new obligations to Payment Service Providers (PSPs). Highlights, press releases and speeches Open Banking Europe, a fully owned subsidiary of Konsentus Limited, supports the regulatory aims of facilitating innovation, The OBE Membership Program helps the industry find practical solutions to topics related to Open Banking and PSD2 and to provide … PSD2 Practitioners’ Panel. Until 2020, the EBA facilitated a PSD2 Practitioners’ Panel for account-servicing payment service providers (AS-PSPs) operating in Europe to assist its membership and the wider industry in fully grasping the compliance-related implications of the revised Payment Services Directive (PSD2). European PSD2 Voice of the Banks survey & CEE PSD2 Voice of the Customer survey.

PSD2 will set out a common legal framework for businesses and consumers when making and receiving payments within the European Economic Area (EEA) – 

European Banks' reaction to PSD2.

European Commission - Press Release details page - European Commission - Fact Sheet Brussels, 27 November 2017 1. Rationale, objectives and process What are the objectives of PSD2? The revised Payment Services Directive (PSD2), which enters into application on 13 January 2018, will facilitate innovation, competition and efficiency. It will give consumers more and better choice in the The European Union’s Second Payment Services Directive (PSD2) is driving change and innovation in the payments industry. The directive contains two key elements of particular importance for e-commerce merchants – Strong Customer Authentication (SCA) and the emergence of two types of new regulated payment providers designed to promote increased competition and innovation in banking and finance. With this in mind, PwC has set up a European PSD2 initiative to bring together a multi-disciplinary team of leading experts that can help you assess PSD2 impacts, design winning solutions and implement them in an efficient and effective way.
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Since the introduction of PSD2 in 2018 and the associated regulation of AIS and PIS, many companies have already obtained authorization for these services. As of May 14, 2020, 286 companies hold a total of 2554 active authorizations in various European countries. The second EU Payment Services Directive (EU 2015/2366), PSD2, regulates payment services and payment service providers throughout the European Union and European Economic Area. The Directive's purpose is to increase competition and participation in the payments industry, strengthen consumer protection and clarify the rights and obligations for payment providers. While PSD2 is a European initiative, it provides an example for other markets such as China and the United States that are taking gradual steps toward open banking.

The EU Payment Services Directive 2 (PSD2) is a regulatory initiative expected to usher in sweeping changes to B2B and consumer payment services, including cross-border payments.
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The new European Telecommunications Standards Institute PSD2 standards were developed by Open Banking Europe. Details of the background discussions we had with ETSI for the ratification of PSD2 standards request is here. The final standard ETSI TS 119 495 is here.

With the go-live of PSD2 firmly set for 13 January 2018 in most EU countries, we were keen to provide our clients and wider public with tangible insights into how the banking community has been preparing for the new “open banking” era, and how banking customers may be willing to share their bank account data 2017-11-07 The European Commission is working to create an efficient and integrated market for payment services in the EU. Single euro payments area (SEPA) SEPA establishes a single set of tools and standards that make cross-border payments in euro as easy as national payments. E-money. PSD2 will lower the barriers to entry for third-party providers such as FinTechs, and will encourage the development of new business models. For financial organisations within the EU, this means that substantial changes must be implemented.